Valuables Insurance

A Valuable Articles policy from VHA can give you real peace of mind.

Insure the items you love with confidence.

A necklace passed down from your grandmother, a one-of-a-kind piece from your travels abroad, or a unique table from your local antique store evoke memories of a special time and place in your life and speak about your adventures and passions.

With our broad coverage and unparalleled service, you can trust VHA to help protect the very special things you’ve acquired over the years.


Worldwide Coverage with No Deductible


VHA policies can provide worldwide, “all-risk” coverage for most causes of loss, with no deductible.

Newly Acquired Item Coverage


If you already have itemized jewelry or fine art on your VHA policy and you add a new item to your collection, we’ve got you covered. VHA can provide automatic coverage for newly acquired similar items for 90 days, (up to $50,000 for jewelry and up to 25 percent of the policy limit for fine art).

Inflation Protection


VHA can pay up to 150 percent of the amount itemized on your policy to account for inflation.

Liberal Appraisal Requirement


VHA makes it easy for you to insure your valuable items. In certain VHA policies, appraisals for individual jewelry pieces valued at less than $100,000 and fine art items valued at less than $250,000 are not required. We just need a good description and a photograph of the item as well as the estimated value.

VHA Stories

  • Our house was struck by lightening and subsequently destroyed by fire. Van Helden Agencies responded immediately and efficiently processed our claim in a very timely manor. Doug Van Helden personally arrived on site early on a Saturday morning following the fire to provide me with assurance and comfort in the quality of our Chubb insurance policy and to explain next steps in the claim process. Thanks to the quality of the insurance policy and their direct involvement, Van Helden Agencies made my transition and recovery from an otherwise difficult situation as seamless as possible.

    Mitch Putnam
    Mitch Putnam VHA Client
  • I experienced a flood in my condo building that caused major damage to my unit and resulted in time away from home for the restoration efforts. The Van Helden team was extremely supportive and compassionate throughout the whole process. Their responsiveness and ability to answer questions surrounding the claims process and provide guidance throughout the sometimes confusing experience of working with insurance adjustors made the extremely stressful process of dealing with property damage much more manageable. The support from Van Helden began years before the claim, with the advice and suggestions that they gave me as a new condo in choosing a policy that fit my needs. This support paid great dividends when it came to ensuring an easy and efficient claims process with my insurance provider. The unparalleled level of service, responsiveness and all around friendly and fair nature in which they conduct business are why I will continue choosing and recommending the services of Van Helden Agencies.

    Taylor Kitchen
    Taylor Kitchen VHA Client
  • I recently switched insurance providers to Van Helden Agencies and have been thoroughly impressed with the transparency and seamless nature of the transition. Douglas was able to offer me a much better premium than competitors, along with a very comprehensive policy that is catered exactly to my needs. I would highly recommend Van Helden Agencies.

    Nicholas Earl
    Nicholas Earl
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