Personal Liability Insurance
It is a critical, but often overlooked, component of your personal risk management portfolio.
What are we doing for you?
The more you have acquired, the more you need to protect yourself and your family. Your financial security could be impacted due to accidental events you may have thought were adequately covered. Excess liability insurance responds when the underlying liability limits of your various other policies have been exhausted.
Property Damage and Bodily Injury
Coverage applies in the event that you are legally liable for third party injury.
VHA includes this important coverage which applies to situations such as lawsuits involving accusations of libel, slander.
VHA policies cover the cost to defend a lawsuit for covered damages, even if it is groundless, false or fraudulent. VHA policies will provide legal counsel with coverage for all expenses incurred.
Your Personal Liability, Insured
The amount of excess liability coverage that is right for you depends upon your personal financial situation. Lawsuits may evolve into much more costly disputes than originally anticipated. Your assets could be targeted if you do not have adequate liability coverage for legal damages.
At VHA, we’re about proactively managing, and minimizing, your risks. That’s why excess liability coverage should be an important part of your portfolio.
Our house was struck by lightening and subsequently destroyed by fire. Van Helden Agencies responded immediately and efficiently processed our claim in a very timely manor. Doug Van Helden personally arrived on site early on a Saturday morning following the fire to provide me with assurance and comfort in the quality of our Chubb insurance policy and to explain next steps in the claim process. Thanks to the quality of the insurance policy and their direct involvement, Van Helden Agencies made my transition and recovery from an otherwise difficult situation as seamless as possible.
I experienced a flood in my condo building that caused major damage to my unit and resulted in time away from home for the restoration efforts. The Van Helden team was extremely supportive and compassionate throughout the whole process. Their responsiveness and ability to answer questions surrounding the claims process and provide guidance throughout the sometimes confusing experience of working with insurance adjustors made the extremely stressful process of dealing with property damage much more manageable. The support from Van Helden began years before the claim, with the advice and suggestions that they gave me as a new condo in choosing a policy that fit my needs. This support paid great dividends when it came to ensuring an easy and efficient claims process with my insurance provider. The unparalleled level of service, responsiveness and all around friendly and fair nature in which they conduct business are why I will continue choosing and recommending the services of Van Helden Agencies.
I recently switched insurance providers to Van Helden Agencies and have been thoroughly impressed with the transparency and seamless nature of the transition. Douglas was able to offer me a much better premium than competitors, along with a very comprehensive policy that is catered exactly to my needs. I would highly recommend Van Helden Agencies.