Commercial Property Insurance

Serving the unique needs of small businesses.

Beyond the Business

At VHA, we know there’s no one-size-fits-all coverage for every business. That’s why we offer a customizable suite of state-of-the-art insurance products to fit your unique needs.

With superior underwriting expertise and world-renowned claims and account services, we offer comprehensive solutions for small businesses to large businesses.


VHA Business Owner’s Policy


With broad protection for property exposures, VHA helps protect business owners across multiple industries. All risk property insurance available in 170 + countries. Global risk engineering and loss control services available.

Types of Property Coverage


Classes include: commercial property, equipment, course of construction, transit, business interruption, equipment breakdown.

Why VHA?


You work hard to grow your business and you deserve an insurance company that can grow with you. Along with 28 years insurance experience, Douglas Van Helden earned an MBA, was a geologist for 5 years, and has banking experience with a commercial lender. Our experienced team is equipped to provide top-quality risk management services.

VHA Stories

  • Our house was struck by lightening and subsequently destroyed by fire. Van Helden Agencies responded immediately and efficiently processed our claim in a very timely manor. Doug Van Helden personally arrived on site early on a Saturday morning following the fire to provide me with assurance and comfort in the quality of our Chubb insurance policy and to explain next steps in the claim process. Thanks to the quality of the insurance policy and their direct involvement, Van Helden Agencies made my transition and recovery from an otherwise difficult situation as seamless as possible.

    Mitch Putnam
    Mitch Putnam VHA Client
  • I experienced a flood in my condo building that caused major damage to my unit and resulted in time away from home for the restoration efforts. The Van Helden team was extremely supportive and compassionate throughout the whole process. Their responsiveness and ability to answer questions surrounding the claims process and provide guidance throughout the sometimes confusing experience of working with insurance adjustors made the extremely stressful process of dealing with property damage much more manageable. The support from Van Helden began years before the claim, with the advice and suggestions that they gave me as a new condo in choosing a policy that fit my needs. This support paid great dividends when it came to ensuring an easy and efficient claims process with my insurance provider. The unparalleled level of service, responsiveness and all around friendly and fair nature in which they conduct business are why I will continue choosing and recommending the services of Van Helden Agencies.

    Taylor Kitchen
    Taylor Kitchen VHA Client
  • I recently switched insurance providers to Van Helden Agencies and have been thoroughly impressed with the transparency and seamless nature of the transition. Douglas was able to offer me a much better premium than competitors, along with a very comprehensive policy that is catered exactly to my needs. I would highly recommend Van Helden Agencies.

    Nicholas Earl
    Nicholas Earl
Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt